Legal

Terms of Service

Effective Date: 2025/04/11

By accessing or using our services, you agree to be bound by these Terms of Service (“Terms”). These Terms apply to all users of our platform, including visitors, registered users, and customers.

1. Use of Our Services

You agree to use our services only for lawful purposes. You must not use our platform to engage in any activity that is fraudulent, abusive, or violates any laws in South Africa or your local jurisdiction.

2. One-Time Payments

Our platform currently operates on a one-time payment basis for access to certain features or services. You acknowledge and agree that payments are final and non-refundable unless otherwise stated.

3. Future Subscription Model

We may transition to a subscription-based model in the future. You will be notified in advance and given the opportunity to accept the new pricing and terms.

4. Intellectual Property

All content, trademarks, and software on our platform are the property of Vest.It and protected under South African intellectual property laws.

5. Limitation of Liability

We do not guarantee uninterrupted or error-free service. To the fullest extent permitted by law, we shall not be liable for any damages arising from your use of our services.

6. Governing Law

These Terms are governed by the laws of the Republic of South Africa.

7. Contact

For any questions regarding these Terms, please contact us at Official.vest.it@gmail.com.

Privacy Policy

Effective Date: 2025/04/10

This Privacy Policy explains how Vest.It (“we,” “us,” or “our”) collects, uses, shares, and protects your personal information when you use our fintech platform, mobile applications, and related services (collectively, the “Services”).

We are committed to protecting your privacy and ensuring that your personal information is collected and used properly, lawfully, and transparently in accordance with the Protection of Personal Information Act (POPIA) and other applicable data protection laws.

1. Information We Collect

• Identity Information: Full name, ID/passport number, date of birth.
• Contact Information: Email address, phone number, physical address.
• Financial Information: Transaction history, income-related data.
• Usage Information: Device details, IP address, browser type, pages visited.
• Authentication Data: Login credentials, verification tokens, biometric data.

2. How We Use Your Information

• Provide and improve our Services.
• Comply with legal and regulatory requirements.
• Verify identity and prevent fraud.
• Send service-related communications.
• Personalise user experience.
• Conduct internal audits and research.

3. Legal Basis for Processing

• Your consent.
• Processing necessary to perform a contract.
• Compliance with legal obligations.
• Our legitimate interests.

4. Sharing of Personal Information

• Third-party service providers (e.g., Supabase, Vercel).
• Regulatory authorities or law enforcement.
• In a merger or acquisition context.

5. Data Security

• Encryption in transit and at rest.
• Secure authentication methods.
• Firewalls and intrusion detection.
• Regular security audits.

6. Your Rights

• Access your personal information.
• Correct or update inaccurate data.
• Object to or restrict processing.
• Request deletion of your data.
• Withdraw your consent at any time.

To exercise your rights, contact us at Official.vest.it@gmail.com.

7. Cookies and Tracking

We use cookies and similar technologies to enhance user experience and track analytics. You may control cookies through your browser settings.

8. International Transfers

Your information may be transferred to and stored in countries outside of South Africa. We ensure appropriate safeguards are in place.

9. Children’s Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.

10. Changes to this Policy

We may update this policy from time to time. Material changes will be communicated via email or a prominent notice on our platform.

11. Contact Us

If you have questions or concerns, contact us at:

Vest.It

Email: Official.vest.it@gmail.com